Gold IRA accounts are a popular investment option for diversifying your retirement portfolios and protecting your wealth against inflation.
Choosing a reputable and top-rated gold ira company, gold dealer, or custodian is essential. When selecting the best Gold IRA companies for your retirement goals, there are several factors to consider.
The best Gold IRA companies have a track record of providing exceptional customer service, have a proven track record of secure storage, and offer a wide range of investment options.
Gold IRAs are becoming increasingly popular and are similar to traditional IRAs, except that they have physical Gold instead of holding paper assets such as stocks and bonds.
This comprehensive article will give you in-depth information on the available 17 best Gold IRA companies of 2023 and almost everything you need to know about Gold IRA. Let’s get started without any further delay.
What is a Gold IRA Account and How it Works?
A Gold IRA (Individual Retirement Account) is an IRS-approved retirement account that allows individuals to hold physical Gold in an IRA account as a retirement investment.
The main benefits of a Gold IRA are the potential for growth and the ability to diversify a retirement portfolio. However, it is essential to research and understand the risks and fees associated with this type of investment.
Gold is considered a precious metal and a valuable asset due to its limited supply and potential to maintain its value over time. It has a long history of preserving value during economic uncertainty and market volatility.
Gold IRA works the same as a traditional IRA, but the Gold stored in the account is used as a hedge against inflation and economic uncertainty.
To invest in a Gold IRA, an individual must open a self-directed IRA account with a financial institution or a gold IRA company that offers this option. The individual then funds the account with cash or assets from another IRA or 401(k) account, and the financial institution will purchase the physical Gold on behalf of the investor.
The investor can hold the Gold in a secure storage facility or deliver it directly to their home. The value of the Gold will fluctuate with market conditions, and the investor can choose to sell their Gold at any time to cash out their investment.
Many companies offer gold IRAs, but not all are equal regarding their credibility, reputation, and product offerings. Below are some of the best gold IRA companies to consider.
What are the Best Gold IRA Companies in 2023?
Here are some of the 17 best Gold IRA providers to consider for 2023:
1. Augusta Precious Metals
Our #1 pick in Gold IRA companies with thousands of 5-star ratings on TrustLink
Augusta Precious Metals is a leading top-rated IRA company and provider of precious metal IRAs, offering Gold, silver, platinum, and palladium products for investors looking to diversify their retirement portfolios.
Founded in 2012, Augusta has built a reputation for providing high-quality products and expert guidance to help investors navigate the world of precious metals investing.
The company is headquartered in Beverly Hills, California, and is fully licensed and insured, ensuring the client’s assets are protected and secure.
In addition to traditional gold and silver coins and bars, Augusta offers a range of unique precious metal products, including limited edition coins and collectible rounds.
It allows investors to choose various options to suit their individual investment goals and preferences.
Start your Precious Metals journey today with Augusta Precious Metals.
Key Features of Augusta Precious Metals
- The company’s team of experts is available to provide personalized support and advice to help investors make informed decisions about their precious metal investments.
- You’ll get guidance on choosing the right products, establishing and managing a precious metal IRA, and monitoring the performance of your portfolio.
- You’ll get Gold & silver portfolio-building assistance from Augusta’s product professionals.
- Augusta has 100s of A+ ratings on Better Business Bureau (BBB) and 4.9 on Google My Business.
Here’s what Joe Montana, an American football quarterback explains why he choose Augusta Precious Metals as his Gold & silver IRA provider.
2. Birch Gold Group
Our #2 pick in Gold IRA companies interviewed by the world’s top TV personalities.
Birch Gold Group is a trusted Gold IRA provider focusing on providing personalized service to its clients. Birch Gold Group is a gold IRA company that has been in business since 2003.
It’s based in Burbank, CA 91505, USA, and it offers customers the opportunity to invest in various precious metals. They also have low fees and commissions and offer secure storage options.
Start your Precious Metals journey today with Birch Gold Group.
Key Features of Birch Gold Group
- Birch Gold Group assist businesses and individuals with purchasing Gold or other precious metals for their future needs.
- Opening an account with Birch Gold Group is very easy; one of the most trusted names in the self-directed investment world.
Check here the Birch Gold Group interview with Steve Forbes, CEO, and Chairman of Forbes, Inc.
Our #3 pick in Gold IRA companies consistently rated 4.8/5 on Trustpilot
GoldBroker.com is the leading online platform operating since 2011 for buying Gold and silver bullion coins and bars. The company helps people of all ages and backgrounds invest in precious metals.
Their Gold IRA is one of their most popular products, allowing investors to diversify their retirement portfolio by adding precious metals.
Join GoldBroker.com to start your Gold IRA journey.
Key Features of GoldBroker.com
- GoldBroker.com offers a wide selection of coins, bars, and rounds in various precious metals, including Gold, silver, platinum, and palladium.
- The company provides free educational materials like videos and blogs explaining how precious metals work as an investment asset class with different investing strategies depending on your goals or timeline.
4. RC Bullion
Our #4 pick in Gold IRA companies and is 5 Star Rated Gold Company
RC Bullion is one of the largest physical precious metals dealers in the world. They have been in business since 2013 when they were formed by individuals who had a passion for precious metals.
It’s rated 5/5 and specializes in converting your existing IRA or former 401K into precious metals can diversify your retirement portfolio and protect your assets against inflation.
Get your Gold IRA Investment guide from RC Bullion now.
Key Features of RC Bullion
- The company charges no fees for opening an account or transferring funds into it. However, you may have to pay fees if you decide to sell your investment at some point in the future.
- Their focus on customer satisfaction is evident in the growing number of positive reviews that can be found online about their services.
Our #5 pick Gold IRA company and featured America’s fastest-growing companies
Goldco is a well-established Gold IRA provider with the solid financial backing and a proven track record of success. They also have low fees and commissions and offer secure storage options.
Goldco has been featured in Forbes Magazine as one of America’s top gold companies, as well as being named one of the top 25 fastest growing companies in North America by Inc Magazine.
Goldco is recommended by major media personalities like Sean Hannity, Chuck Norris, Ben Stein and Stew Peters.
Key Features of GoldCo
- Goldco is a full-cycle management company that offers its clients the best solutions for their business.
- The company has a solid reputation for paying its members on time, every time.
- Goldco provides its clients with a wide range of services: from consultation on project feasibility to supplying high-quality equipment and providing training for employees.
6. American Hartford Gold
American Hartford Gold is a company that offers many types of precious metals investments. The company has been operating since 2015 and is based in Los Angeles, CA.
It offers physical Gold and silver bullion coins to customers throughout the United States and online trading services for investors interested in buying or selling precious metals.
American Hartford Gold is a BBB-accredited business and has received five-star customer ratings on multiple review platforms.
Key Features of American Hartford
- The firm provides its customers with various types of precious metals, including gold bullion bars and coins, silver bars and coins, platinum bars and coins, palladium bars and coins, and copper bars.
- Most companies require a minimum amount when purchasing precious metals online, but American Hartford Gold does not have any minimum order requirements for its customers’ orders on its website.
iTrustCapital Precious Metals Company is one of the best Gold IRA companies and precious metals dealers. In addition to providing their customers with options for selling their existing investment portfolios, iTrustCapital offers options for purchasing new investments.
They offer physical Gold IRA accounts and Gold 401k accounts that allow investors to purchase Gold or other precious metals as part of their retirement investment portfolio.
The company also provides gold IRA rollover services, allowing investors who have already opened an IRA account through another institution to move their funds into one of ITrustCapital’s IRA accounts without liquidating any of their existing holdings.
Key Features of iTrustCapital
- Not a security, derivative, future, or other contracts.
- iTrustCapital’s clients can buy and sell assets 24/7 from their dashboard, providing access to all other assets on the platform.
- No commissioned sales reps.
- No overpriced coins.
8. Red Rock Secured
Red Rock Secured IRA is a self-directed IRA company that offers a variety of investment options to help investors with their retirement savings.
Investors can choose from different types of investments based on their risk factors and goals. Red Rock’s Secured IRA is designed to help you save for retirement while providing a fixed rate of return.
Key Features of Red Rock Secured
- At Red Rock Secured, 90% of their clients qualify to pay zero-fee-for-life.
- Red Rock will pay the difference if Gold or silver prices ever go down on qualified Gold and silver.
- Every client is guaranteed a one-on-one consultation on precious metals diversification.
9. Lear Capital
The Lear Advantage IRA is an Individual Retirement Account (IRA) offered by Lear Capital, Inc., a registered investment advisor.
Lear Advantage IRAs are an excellent choice for investors looking for a self-directed IRA that offers investment flexibility and can be used with any account.
You can invest in Gold, silver or platinum, as well as other assets of your choice. It’s a Self-Directed IRA backed by precious physical metals, flexibility, and peace of mind.
Key Features of Lear Capital IRA
- Free IRA Set-Up and a Safe Place for Your Money
- Real-Time Metals Pricing
- Gold and Silver Special Reports
- Free Gold & Silver Guide with Free Silver Coin
- 24-Hour Risk-Free Purchase Guarantee
10. Regal Assets
Regal Assets is a top-rated Gold IRA provider with a strong reputation and a track record of customer satisfaction.
They offer a Regal IRA, the world’s first tax-advantaged Alternative Assets Individual Retirement Account (IRA), allowing you to invest in precious metals and cryptocurrencies.
Key Features of Regal Assets IRA
- When they receive your submission, a member of our retirement account team will take care of all the paperwork and begin working with your existing custodian.
- You’ll get free IRA guides to understand the Investment Process.
11. American Bullion
American Bullion, Inc. is a full-service precious metals dealer located in Los Angeles, CA. Since 2009, American Bullion has been in business and is dedicated to giving its clients the greatest possible value for their money.
They specialize in converting paper-backed IRA or former 401(k) retirement plans into precious physical metals such as Gold, silver, platinum, and palladium.
Key Features of American Bullion
- For the first year, there is no charge for custodian accounts or storage.
- American Bullion’s staff of seasoned experts pioneered the seamless “Gold IRA” processing that most people started to hear about.
12. BGASC (Buy Gold And Silver Coins)
BGASC, also known as Buy Gold And Silver Coins, is one more Gold IRA company on our list. BGASC is one of the largest, fastest, and most trusted precious metals suppliers in the U.S.
BGASC has built its reputation by providing top-notch customer service and low prices on all our products.
Key Features of BGASC IRA
- Competitive Prices and a wide range of options to choose from.
- 100% Secure online trade or buying via phone directly.
- Fast Shipping, Insured While In Transit
- Dedicated Customer support team guides on IRA accounts.
GoldRepublic offers a wide range of gold investment products, including gold bars and coins, gold bullion, and gold fund shares. All their products are backed by the precious physical metal held in our vault.
GoldRepublic is an Amsterdam-based company founded by Marleen Evertsz and Alex Butter. Thousands of investors worldwide rely on GoldRepublic to shield their hard-earned capital from the unpredictable nature of financial markets.
Key Features of GoldRepublic
- Easy to buy 24/7 precious metals
- Manage your portfolio online
- Sell bullion and withdraw funds at any time
14. Golden Eagle Coin
Golden Eagle Coin is a Washington DC Metropolitan Area based family owned and operated business established in 1974. It’s among the best Gold IRA companies on our list
Golden Eagle Coins offers gold bullion products. GEC carries large quantities of American Gold Eagles, Canadian Gold Maple Leafs, Gold Krugerrands, and Gold Bars.
15. Noble Gold Investments
Noble Gold Investments is a Gold IRA investment company that specializes in precious metals and rare coins. The company has been in business since 2001.
16. Advantage Gold
Advantage Gold offers various investment options for IRAs, including precious metals, real estate, and much more. Take the time to learn about your goals and needs, so they can offer advice tailored to you.
When you choose Advantage Gold, you can rest assured that your financial future is in good hands.
17. Oxford Gold Group
Oxford Gold Group is a leading provider of Gold, silver, and other precious metals IRA accounts. The Oxford Gold Group offers a variety of precious metal IRA options.
You can choose to buy bullion or coins, and you can even purchase your precious metals at competitive rates through the company’s partners.
How to Choose the Best Gold IRA Company?
When choosing the best Gold IRA, there are several factors to consider. You should look for a reputable and trustworthy custodian to hold Gold in an IRA account.
The custodian should be insured and have a good track record of safeguarding their clients’ assets. It would help if you also look for a Gold IRA that offers a wide range of investment options, including different types of IRA and other precious metals.
Always check the following things before choosing a Gold IRA provider:
- Reputation and trustworthiness: Choosing a Gold IRA provider with a strong reputation and a track record of success is essential. Look for a well-established provider with a proven track record of customer satisfaction.
- Range of investment options: The best Gold IRA providers offer various investment options, including different precious metals and other investment vehicles. It allows investors to diversify their portfolios and mitigate risk.
- Low fees and commissions: Gold IRA providers often charge fees and commissions for their services. Look for a provider that offers low prices and commissions, as this can help to maximize your investment returns.
- Customer service: When choosing a Gold IRA provider, it’s essential to consider their customer service. Look for a provider that offers knowledgeable and helpful representatives and a range of resources and tools to help you make informed investment decisions.
- Security: Gold IRA accounts involve the storage of physical Gold, so it’s essential to choose a provider that offers secure storage options. Look for a provider with a secure storage facility and insurance to protect your investment in the event of theft or damage.
Benefits of Gold IRA Investment
These are some of the benefits of using a Gold IRA:
- Reliable Investment: One of the primary benefits of a Gold IRA is that Gold is considered a stable and reliable investment that has historically maintained its value over time. It makes it a good option for protecting your retirement savings against the effects of inflation, which can erode the purchasing power of your money. Gold also performs well during economic uncertainty, making it a valuable addition to your investment portfolio.
- Diversify your Portfolio – You can diversify your portfolio with a Gold IRA and reduce the risk of your investments. By including precious metals such as Gold and Silver in your retirement portfolio, you can reduce the impact of any one investment on your overall savings. Gold, in particular, has a low correlation with other asset classes, meaning its value may not move in the same direction as additional investments in your portfolio.
- Tax Benefits – If you invest in Gold through an IRA account, this will give you all the tax benefits associated with investing in any retirement plan, such as stocks or bonds. It means that when it comes time for you to sell these assets, there will be no taxes owed on any gains made during the period when they were held within your account.
- A hedge against Economic Uncertainty – Gold has been shown to outperform many other asset classes over the long term. It can provide a hedge against market volatility and other risks. You can increase the potential return on your investment and improve the overall health of your retirement savings by including Gold in your investment.
- Stability – Gold prices have been more stable than stocks and bonds over time, with an average annual return of 9% since 2001 compared to 5% for stocks and 2% for bonds (as of June 2016).
Gold IRA vs Physical Gold
Physical Gold is a tangible asset you can hold and see that it is real. It can be melted down and used for other purposes.
When it comes to gold IRA companies, the most popular options are the ones that allow you to invest in physical Gold. Many of these companies also offer paper gold that you can store in your self-directed IRA.
If you already have an IRA account, you can roll your existing investments into a gold-based IRA. Gold IRA diversifies your portfolio because Gold has historically been a haven when stock prices fall.
Learn more about Gold IRAs Vs. Physical Gold at Caring.com
Frequently Asked Questions (FAQS)
Let’s look at some essential Q&As related to Gold IRA.
What is a Gold IRA rollover?
A Gold IRA rollover transfers assets from a traditional IRA or 401(k) into a new Gold IRA. Rollover allows individuals to invest in Gold IRA and other precious metals IRA to diversify their retirement savings and protect their wealth from inflation and market volatility.
When is The Best Time to Contribute to Gold IRA?
The best time to contribute to a precious metals IRA is when the price of precious metals is low compared to its historical average. There are no guarantees in investing, but by following these guidelines, you can minimize your risks and maximize your profits.
Can I Have Two IRA Accounts?
Yes, you can have multiple Individual Retirement Accounts (IRAs). While individuals are not limited in the number of IRA accounts they can have, a maximum amount of money can be contributed to an individual IRA account each year.
How much can you invest in Gold IRA?
The maximum contribution to an IRA is $6,000 in 2022 and will be $6500 in 2023. If you have two IRAs, you can contribute an additional $1,000 per year if you are over 50.
Gold IRAs are a great way to diversify your retirement savings and protect against economic downturns and other risks. Suppose you’re planning to invest in a Gold IRA. In that case, it is very important to consider a reputable and trustworthy custodian and a Gold IRA that offers a wide range of investment options.
The Self-Directed Gold IRA from Augusta Precious Metals, Birch Gold Group, and GoldBroker.com are three of the best Gold IRA accounts currently available on the market.
Mohit Patel (Founder & CEO)
Mohit Patel is a part-time blogger and CEO at NeutralX Corp (WiseCatcher’s Parent Company). He is also an M&A Intermediary and the CEO of InstaFlip. He worked with thousands of business owners who own Content Sites, e-Commerce Businesses, SaaS Businesses, Marketplace, and Advertising networks. Mohit knows precisely what kind of content readers are looking for before making any buying decision whether it is a SaaS tool, a physical product, or a product comparison.